economics

taper tantrum

The 2013 market selloff triggered when Fed Chairman Ben Bernanke suggested the Fed might reduce its bond-buying program, causing bond yields to spike sharply.

Example

The taper tantrum of 2013 caused 10-year Treasury yields to jump from 1.6% to 3% in just a few months.

Memory Tip

TAPER TANTRUM = market freakout when Fed hints at ending QE. 2013 was the original.

Why It Matters

Understanding the taper tantrum helps investors recognize how central bank policy signals can trigger sudden market volatility and affect bond prices, retirement accounts, and mortgage rates. This event demonstrates that even hints of policy changes can cause significant financial disruptions, making it crucial for savers and investors to monitor Federal Reserve communications carefully.

Common Misconception

Many people believe the taper tantrum occurred because the Fed actually reduced bond purchases immediately, but the market reaction happened simply from Bernanke mentioning the possibility of tapering in the future. The actual policy change came later, yet the market had already experienced significant losses based on expectations alone.

In Practice

In May 2013, when Bernanke suggested the Fed might slow its 85 billion dollar monthly bond purchases, the yield on 10-year Treasury bonds jumped from around 1.6 percent to over 2.5 percent within weeks. This spike caused bond prices to fall sharply, mortgage rates to increase, and emerging market currencies to depreciate, affecting millions of savers with bonds in their portfolios and homebuyers facing higher borrowing costs.

Etymology

TAPER (reduction in QE) TANTRUM (childish reaction). Markets throwing a TANTRUM at the mention of TAPERING.

Common Misspellings

taper-tantrumtapper tantrumtaper tanntrum
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Related Terms

taperingquantitative easingfederal reservebond market

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